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You should always send a cover letter with your resume — regardless of whether the employer requests one.
Not only is it proper business etiquette to provide one, but it affords you another opportunity to sell yourself.
Additionally, some employers won't ask for a cover letter but will immediately disqualify anyone who doesn't bother to submit one. You don't want to be one of those people, do you? Take your time when writing your resume cover letter, you'll be glad you did!