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Your resume cover letter should have aspects that are both formal and informal. First and foremost, a resume cover letter is a formal document that serves as an important introduction between you and your prospective employer.
You should remember that it is also an opportunity to reveal your personality, an important aspect of finding a position that is the right fit. A touch of personality will help to set your resume cover letter apart from the competition. Take a look at sample resume cover letters to get a sense of what is acceptable.